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Best UPI Apps in India To Go Cashless in 2021

best upi apps in india
Best UPI Apps in India 2021

Are you still finding the best UPI app in India to go cashless in 2021. Let me help you find these best UPI apps in India, which you can use to go cashless.

We all are suffering from this pandemic where we are at high risk of getting infected. We are taking all precautions to get rid of this. And in this situation, these UPI apps will help us to save by avoiding cash transactions.

All these listed best UPI apps in India are secure and easy to use, which helps you to do cashless transactions in few minutes.

Best UPI Apps in India 2021

1. PhonePe

Best UPI Apps in India
PhonePe | Best UPI Apps in India 2021

PhonePe is the most trusted & used UPI app in India. You can say that this is the most popular & best UPI app in India. The app comes with lots of great features which will make the app a lot easier to use.

Features of PhonePe

  • Money Transfer, UPI Payment, Bank Transfer
  • Recharge Mobile, DTH
  • Bill Payment
  • Buy or Renew Insurance Policies
  • Mutual Funds, Investments
  • Buy PhonePe Gift Cards

2. Paytm

Best UPI Apps in India
Paytm | Best UPI Apps in India 2021

Paytm is trusted by over 30 Crore Indians. You can use this app for a bank to bank money transfer via BHIM UPI & instantly pay at shops & at online websites/apps like IRCTC, Flipkart, Uber, Zomato & Swiggy. 

In India, people love Paytm for its service & fast experience. And you can say that this is the other best UPI app in India.

Features of Paytm

  • Bank to Bank Money Transfer Via BHIM UPI
  • Mobile & DTH recharge
  • Buy & Manage Fastag 
  • Utilities Bill Payments - Electricity, Water, Gas, Broadband, Landline
  • Safe, Secure & Contactless Payments at Offline Stores
  • Pay at Online Stores
  • Buy & Sell Digital Gold
  • Check Free Credit Score
  • Apply for Paytm Postpaid
  • Book Hotels & Tickets for Trains, Bus, Flights
  • Entertainment: Movies, Amusement Parks & Events Tickets
  • Enjoy Online Shopping Using Paytm Mall

3. Google Pay

Best UPI Apps in India
Google Pay | Best UPI Apps in India 2021

Google Pay is India's most trusted UPI app on our list. In India, crores are using Google Pay to do cashless transactions for their daily payment needs. It comes with a lot of features that will help you while doing transactions between others.

Features of Google Pay

  • Multiple layers of security from your bank and Google.
  • Conveniently pay water, broadband, electricity, landline, gas bills, and more.
  • Find the latest prepaid recharge plans and easily recharge your mobile plan.
  • Check your bank account balance.
  • Get rewards by doing payments.
  • Book flights, bus tickets, and order meals.
  • Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers.

4. Freecharge

Best UPI Apps in India
Freecharge | Best UPI Apps in India 2021

Freecharge is one of the most popular applications in India. Crores plus Indians are using daily to make cashless transactions. Freecharge has lots of features which you can use as per your needs.

Features of Freecharge

  • Scan & Pay feature will help you to pay instantly to any merchant who is using UPI.
  • Get pre-approved instant personal loans at the best rates, disbursed by Axis Bank. It’s fully digital & requires no security.
  • Do mobile recharge, DTH recharge, fast tag recharge, utility bill payments & LPG cylinder booking at your fingertips.
  • Buy & Sell Gold.
  • Get Google Play recharge codes on Freecharge and enjoy offers & discounts.

5. Amazon Pay UPI

Best UPI Apps in India
Amazon Pay UPI | Best UPI Apps in India 2021

Amazon Pay UPI is an inbuilt feature in the Amazon application. Amazon Pay UPI is one of the best UPI Apps in India. Lots of amazon users in India prefer using Amazon Pay UPI because of great offers & cashback.

Features of Amazon Pay UPI

  • Same as others, Use scan & pay features for instant payment.
  • You can use it to do Mobile, DTH, Bill Payments/Recharges.
  • Buy & Sell Gold.
  • Get great offers & cashback by using UPI.


Best UPI Apps in India
BHIM UPI | Best UPI Apps in India 2021

BHIM UPI is the official UPI application from NPCI (National Payments Corporations of India). It has a clean & simple UI that will help you to do UPI transactions Fast with Security. 

You will don't see any type of other features like buying  & selling gold, Mutual funds, or others. In comparison with other listed UPI applications, BHIM UPI is only for those who want only to UPI.

Features of  BHIM UPI

  • You can use the application in 20+ supported languages.
  • Scan & Pay feature available for instant payments.
  • Do Mobile Recharge, DTH Recharge, & Pay Utility Bill Payments.


While writing & in research for this article we found lots of UPI applications on Playstore, Which may not find to be in this list of best UPI apps in India. If you want to try this application you can just google the names & install it from Playstore.

I hope that you will find these articles helpful & they will help you to find you best UPI apps in India. You can also comment about your opinion in this article.


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